Chubb
"Excellence in property & casualty protection"
HQ: Warren, New Jersey•Founded: 1882
AM Best Financial Grade
A++(Superior)
J.D. Power Satisfaction
8.9 / 10
NAIC Complaint Index
0.48(Natl. Avg 1.0)
Sample Monthly Rate
$185 / mo
Company Overview
Chubb is the world's premier insurer for high-value homes, luxury vehicles, fine art, and commercial property. Its Masterpiece® policies offer complimentary risk consulting, agreed value coverage, and cash settlement options.
Pros & Cons of Chubb
Key Advantages
- •Premier bespoke coverage for high-value properties and fine collections
- •Extended replacement cost coverage rebuilds home even if expenses exceed policy limit
- •Complimentary wildfire defense and water-leak sensor monitoring services
- •White-glove claims turnaround with direct cash payout flexibility
Potential Drawbacks
- •Tailored for high-asset households; not suited for standard entry-level budgets
- •Underwriting guidelines require comprehensive asset documentation
Insurance Products Offered
Available policy types underwritten directly or through affiliated partner networks.
Home Insurance
Auto Insurance
Business Insurance
+More Insurance
Customer Support & Claims
Customer Service Line:
1-866-324-8222Claims Hotline (24/7):
1-800-252-4670Editorial Transparency
Ratings, complaint ratios, and financial metrics are compiled from public regulatory filings and NAIC consumer records. We do not accept payment to alter ranking outcomes.