Best Homeowners Insurance Companies & Quotes (2026)

State Farm is the largest property and casualty mutual insurance company in the United States. Operating with over 19,000 independent contractor agents, it provides high customer access, extensive discounts through Drive Safe & Save telematics, and an A++ Superior financial strength rating from AM Best.

Progressive is one of the top auto and commercial vehicle insurers in the nation. Famous for pioneering online quotes, the Name Your Price® budget customization tool, and Snapshot telematics, Progressive offers extensive coverage flexibility.

Allstate is one of the largest publicly owned personal lines insurers in the US. With comprehensive policy customization, the Drivewise mobile rewards program, and Claim Satisfaction guarantees, Allstate provides high-end consumer protection.

Travelers is a premier property and casualty insurer with over 165 years of history. Known for very low consumer complaint ratios, outstanding specialized property endorsements, and strong commercial liability options.

Liberty Mutual is a global mutual insurer offering highly personalized policies where consumers can select exact line-item coverage limits to control costs. Offers RightTrack telematics and comprehensive 24/7 online claims.

USAA provides world-class insurance and banking exclusively to active duty military, veterans, and their eligible family members. USAA consistently receives the highest customer satisfaction scores in the nation across JD Power and Consumer Reports surveys.

Chubb is the world's premier insurer for high-value homes, luxury vehicles, fine art, and commercial property. Its Masterpiece® policies offer complimentary risk consulting, agreed value coverage, and cash settlement options.

Farmers Insurance serves over 10 million households across the country with structured coverage tiers (Standard, Enhanced, Premier) and extensive discount programs including Signal telematics and multi-car bundles.