State Insurance Directory & Rates

Insurance in Louisiana (LA) — Rates & Top Providers

Find verified insurance coverage guidelines, Department of Insurance regulations, and the lowest rate estimates in Louisiana.

Top Rated Insurance Companies Operating in Louisiana

State FarmR
AM Best: A++

State Farm

A leading U.S. insurer offering auto, home, and life coverage with an extensive nationwide agent network.

Sample Avg in LA: $118 / mo
PROGRESSIVER
AM Best: A+

Progressive

A major national insurer known for competitive auto rates and the Name Your Price budget tool.

Sample Avg in LA: $124 / mo
GEICOR
AM Best: A++

GEICO

A well-known national insurer offering low-cost auto policies and intuitive digital management.

Sample Avg in LA: $112 / mo
AllstateR
AM Best: A+

Allstate

A trusted personal lines insurer providing auto, home, and life policies with safe-driving rewards.

Sample Avg in LA: $132 / mo
TRAVELERS
AM Best: A++

Travelers

A premier carrier providing comprehensive auto, home, and commercial insurance coverage.

Sample Avg in LA: $126 / mo
Liberty Mutual.INSURANCE
AM Best: A

Liberty Mutual

A major U.S. insurer offering flexible, customizable policy options for auto, home, and more.

Sample Avg in LA: $135 / mo

Louisiana Auto Insurance Legal Requirements

In the state of Louisiana, all registered motor vehicle operators are legally required to carry proof of financial responsibility. State mandatory minimums typically include bodily injury liability per person, per accident, and property damage liability.

Bodily Injury (Per Person)$25,000
Bodily Injury (Per Accident)$50,000
Property Damage Liability$25,000
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